Canada’s foul water shame
In Canada’s largest city, raw sewage flows into Lake Ontario so often, Toronto tells people they should never swim off the city’s beaches for at least two days after it rains. Across the country in Mission, B.C., a three-decade-old pipe that carries sewage under the Fraser River to a treatment plant in Abbotsford is so […]
From Hong Kong to Canada, how activists mobilize online
Activists use technology to dodge Chinese surveillance and organize rallies When a dozen Hong Kong demonstrators gathered in downtown Toronto during a recent evening rush hour, they suspected they could be joined by unwelcome visitors. The activists passed out flyers that read “stand with Hong Kong.” Some wore face masks. Although the small rally appeared […]
Do the goals you set for saving or reducing debt seem too high? Try this
Nobody likes a job that’s only halfway done, but partial progress often is better than none at all. When it comes to managing money, many Americans still aren’t meeting their savings objectives, or they’re mismanaging their investments or skipping opportunities involving Social Security. People sometimes fail to get going or complete the task, because they […]
This Is the Age When Most People Start Saving for Retirement
Saving for retirement is a lifelong process. One-third of Americans think they’ll need between $1 million and $3 million saved to retire comfortably, according to a report from Charles Schwab, and saving that much cash takes decades of hard work. But when you’re young and just starting your career, retirement is likely the last thing […]
How to turn your retirement plan into an early-retirement plan
The calculations used to craft a traditional retirement plan assume that you’ll work well into your 60s and draw income from your savings to fund your remaining two to three decades. But what if you’re not planning a conventional retirement? What if you’re interested in financial independence at a much earlier age? That is the […]
Retirement And Widowhood
One of you may be living as a survivor for a long time. Are you prepared? Here’s a question for couples whose retirement is imminent. You think you’ve got it all figured out. Now, what’s your widowhood plan? There’s a good chance one of you will be alone for a decade. This has an impact […]