Protecting digital privacy
Canada’s privacy watchdog says he’s worried that privacy rights in Canada are being cast aside as both public and private entities rush to mine digital data from citizens and customers. “We have reached a critical tipping point upon which privacy rights and democratic values are at stake,” privacy commissioner Daniel Therrien said in a letter […]
Quebec cuts immigration
Staying true to its election promise, the new Coalition Avenir Quebec government announced Tuesday it will cut immigration by about 20 per cent next year despite labour shortages across the province. Too many newcomers are unemployed, don’t speak French and aren’t fully integrated, Quebec Immigration Minister Simon Jolin-Barrette told reporters after tabling his immigration targets […]
3 Money Milestones Everyone Should Reach by 40
Though they say 40 is the new 30, it’s still a good time to take stock of your finances and make sure they’re reasonably on track. Here are three milestones you should aim to reach by the time your 40th birthday rolls around. 1. Have three months of living expenses in the bank It’s one […]
4 Retirement Mistakes to Avoid in 2019
Though retirement is often a liberating period of life, it can also be a stressful one — especially from a financial standpoint. The more careful you are with your money, however, the less stress you’ll encounter. And that’s why you’ll need to avoid the following mistakes at all costs. 1. Not following a budget Just […]
Ask Your Employer For This Powerful 401(k) Upgrade
When the inevitable financial emergency strikes, will your retirement suffer? Without easy access to money, the proverbial flat tire, unexpected plumbing issue or hospital visit will set anyone into a scramble for cash. Will you need to borrow from friends and family, go into credit card debt, or take a payday loan? Without other options, […]
These two accounts will ramp up your tax-free income in retirement
Shave down your tax bill in the future by funding these two savings accounts in the present. Employees are likely familiar with the traditional 401(k), an account that allows you to put away pretax dollars and have them grow on a tax-deferred basis. Once you begin drawing down income in retirement, you will pay taxes […]