Is It OK to Splurge on Something Frivolous When You Have Debt to Pay Off?
It’s Your Money and Your Financial Future Obviously putting an extra $200 toward your debt rather than another pair of sneakers would have been the financially responsible thing to do, a fact you clearly understand and are grappling with. But you can give yourself a break in this case. Even the most frugal amongst us […]
How much does financial independence cost? It depends on your retirement philosophy
How much money do you need to save if you plan to retire early? For some, retiring as young as your 30s means having accrued a million or more dollars. For others, a few hundred thousand dollars might suffice. There is a debate raging in the FIRE community — which stands for “financial independence, retire […]
99% of Americans don’t make this easy money-saving choice on healthcare
You likely shop around to find the best prices for groceries, clothing, and electronics. But what about for medical procedures? If not, you should start today. Most Americans assume medical procedures are set at a relatively fixed cost, but they could be losing out on thousands of dollars a year by not shopping around, a […]
If You Can’t Picture Retirement, Bring Savings Goals Closer
A lot can happen over 40 years. You’re likely to change jobs upwards of 10 times, according to Bureau of Labor Statistics averages. Odds are good you’ll get married and have kids. You might buy a house or get a dog. You’ll eat over 4,000 pounds of potatoes, assuming consumption averages from the National Potato […]