Less than 20% of apartments are affordable for middle-income black renters
Millions of Americans rent because they can’t afford to buy. And many of those people struggle to pay the rent, new research suggests, more so if they are African-American or Hispanic. A renter who earned $39,647 per year, the median black household income in the U.S., could afford just 16.2% of rentals available on Zillow […]
This Could Be the Most Important Piece of Financial Advice You’ll Ever Get
There are plenty of money-related lessons to be learned in life. The importance of following a budget is one of them, as is avoiding debt whenever possible. But when asked what the most important piece of financial advice would be to pass on to younger generations, Americans overwhelmingly agreed that it’s the need to save […]
Strategies for saving: How to pay off your mortgage early
With the average 30-year fixed mortgage rate now climbing over 4.7 percent, it’s no surprise that many homeowners are looking for ways to pay their mortgage off early — and save themselves thousands of dollars in the process. There are several ways to go about this. Below, I’ll highlight each of them and explain when […]
3 books that will change your mindset about money
There are a lot of great personal finance books out there to choose from but only some that can change the way you think. Below, CNBC Make It rounded up three money-related reads that come highly recommended from self-made millionaires, early retirees and super savers because these books were able to help reshape their mindsets about how to spend […]