How This Former Landscaper Raised His Low Credit Score From 550 To 800
Sam Price, now 44, can trace his credit problems back to college. On one hand, he said, he lacked basic personal finance knowledge. “I didn’t know how to balance a checkbook. I didn’t know the proper use of credit,” Price said. On the other hand, he didn’t want to confront his money management issues. “I […]
Don’t Guess About Your Retirement — Get Smart and Get Help
“Failure,” according to a quote attributed to Gene Kranz, the flight director of Gemini, Apollo and Space Shuttle missions, “is not an option.” And the same can be said of your retirement. Failure is not really an option. Trouble is, many people who are saving for retirement (and retirees, for that matter) don’t have the […]
Grill shrimp without drying them out or busting your budget
Shrimp can turn from moist and juicy to rubbery and dry in the blink of an eye over the heat of a grill. While grilling shrimp in their shells can shield them from the coals’ scorching heat, any seasonings you add are stripped off along with the shells when it’s time to eat. For juicy, […]
Pay down debt or save money? How to allocate your cash
It’s one of the most common questions financial advisers hear: should I prioritize paying down debt or building up savings? Americans have a cozy relationship with debt — student loans, credit cards and car loans are commonplace. The Federal Reserve said that consumer borrowing rose $24.5 billion in May alone to hit almost $3.9 trillion. […]