Financial Benefits Of Investing Your Tax Refund
For many people, tax refund day is like Christmas in the spring. As they prepare their tax returns, millions of Americans hold their breath in anticipation of how much their tax refund is going to be — and then run to the mailbox every day hoping to receive their “gift” from Uncle Sam. Last year, […]
5 Tips For Stress-Free Budgeting
Budgeting – it’s a word that can send shivers through even the most savvy of spenders. Making and keeping track of your budget can seem impossible but when money is tight, it’s essential that you do exactly that. While a payday loan could provide relief in a financial emergency, keeping track of an ongoing budget can help […]
Do I have enough saved to cover my spending in retirement?
Most retirement projections seem to be based on how much income you’ll need in retirement. But shouldn’t my planning be based on how much I’ll actually spend after I retire? How do I figure out what my spending might be and whether I’ll be able to meet my spending needs?—Jeff You’re right. Ideally, you would […]
7 Myths About Finances in Retirement
In many ways, retirement is unknown territory. After spending several decades in the workforce, bringing in income and saving for the future, you now need to spend and manage that money. Stepping into this new phase of life sparks change for your finances and lifestyle. “It is hard to grasp the concept of not having […]