Your options if you’re struggling with your homeloan
Every buyer goes through a “honeymoon” period when their monthly mortgage bond repayment seems a small price to pay for the pleasures of home ownership. But the romance can sour rapidly if that instalment becomes a burden. “And the problem is not going to go away by itself,” says Rudi Botha, the chief executive of […]
Kiplinger’s Personal Finance: Emails from the IRS are yet another sign of a tax scam
It’s a scam — getting an email claiming to be from the IRS and asking for your bank account information to deposit your refund. And one that’s a common scam around tax season. The IRS doesn’t initiate contact by phone or email. Most people know to be suspicious of calls and emails claiming to be […]
We’re just not saving for the future
If you were to ask the people around you to tell you honestly whether they are putting money away in savings, some would proudly nod their heads and reply that, yes, they are trying to put something aside for the future. Others would probably sheepishly look at you and reply that they would like to […]
Crafting a better retirement for small business workers
Putting your savings strategy on autopilot is one sure-fire way to make certain that you’re regularly stashing away money for retirement. Financial advisors often suggest contributing to your 401(k) or other retirement savings plan at work as the first step in building your nest egg. Yet many Americans don’t do that. In fact, 20 percent […]